How Finix Empowers Field Services and Business Services to Take Control of Payments

• Understand why traditional processors fall short for field and business service providers and how Finix fills the gap.

• Explore the essential payment tools that mobile service teams and B2B firms need to operate efficiently and get paid faster.

• Learn how Finix’s unified platform supports on-the-go payments, invoicing, card-on-file transactions, and recurring billing.

• See how transparent, flat-fee pricing helps businesses keep more of their revenue, especially on large payments.

• Discover how fast and easy it is to get started with Finix, from same-day onboarding to simplified device and customer management.

Legacy payment processors often treat field services and business services as an afterthought. These industries are underserved by traditional providers that either can't support mobile-first needs or penalize large-ticket transactions with high percentage-based fees.

Finix believes these businesses deserve better. Whether you’re a plumber managing invoices from your truck or a consulting firm running high-value transactions from the office, Finix helps you modernize your payments infrastructure without compromising on efficiency or profitability.

Finix is purpose-built to support a wide range of service-based businesses, both in the field and in the office. Whether you’re collecting payments curbside or billing clients for professional services, Finix offers the flexibility, reliability, and transparency you need to grow.

Finix supports mobile-first businesses that operate on-site and need fast, flexible ways to accept payments wherever their work takes them. Whether you’re servicing homes, managing crews, or operating solo, Finix helps you get paid quickly without the need for bulky hardware or manual invoicing.

• HVAC and Plumbing Services Technicians can collect payments on-site using handheld terminals or send secure payment links before leaving the job. With card-on-file and tokenization features, repeat visits are even easier, no need to ask customers for their card again.

• Landscaping and Lawn Care For recurring services like weekly maintenance or seasonal projects, Finix supports automated invoicing and recurring billing. Accept payments in-person, remotely, or even in advance, all from your phone or tablet.

• Mobile Car Detailing and Auto Repair Whether you're detailing a car in a driveway or performing on-the-spot repairs, Finix enables fast mobile payments with minimal setup. You can send a branded payment link, use a mobile swiper, or process a card securely through our Virtual Terminal, giving your customers a seamless, contactless experience.

Finix makes it easy to manage payments while you're out in the field, so you can focus on completing jobs, not chasing down invoices.

Finix also powers professional service firms that handle high-dollar, often recurring payments and need flexible billing tools:

• Consulting and Advisory Firms

• IT Services and Support Providers

• Accounting, Legal, and Marketing Agencies

From job site to invoice, Finix helps you deliver modern, seamless payment experiences, no matter your industry.

Field services businesses; think HVAC repair, landscaping, mobile car washes, or pest control, operate on the go. Their top priorities include speed, flexibility, and simplicity.

Essential Payment Features for Field Service Companies

• Mobile device support: Payments need to work in the field, on mobile phones and handheld terminals.

• Card-on-file with tokenization: Securely store customer payment information using tokenization, allowing you to charge authorized cards for future visits without requiring customers to re-enter their details each time.

• Quick invoicing with payment links: Send secure, branded payment requests to customers via SMS or email using Finix Payment Links. These links make it easy for customers to complete a transaction on their own device, no app or hardware required.

• Virtual Terminal (VT): A Virtual Terminal is a secure, web-based tool that allows you to manually process payments without using physical hardware. With Finix, you can look up a customer by name and charge their saved, tokenized card directly, ideal for phone orders, follow-up services, or recurring billing without added friction.

These tools translate to faster payments, fewer delays, and better customer satisfaction in the field.

Equip Your Team to Get Paid Faster → Talk to our team about mobile-friendly payment tools built for field services.

Business services, like consultants, IT providers, accountants, and marketing agencies, often rely on invoicing for large-ticket payments. But legacy processors tend to flag these transactions as high-risk or offer limited tools to automate and streamline billing. With Finix, you get modern invoicing capabilities, including secure payment links, recurring billing, and tokenization, so you can automate payment collection and get paid faster without manual follow-up.

Discover how Finix can help you streamline invoicing and confidently accept high-value payments.

• Automated support for high-dollar transactions: Finix streamlines the onboarding process by collecting required documentation upfront, allowing you to confidently accept large payments without manual reviews or delays; so your billing workflows stay fast, automated, and friction-free.

• Tokenization for repeat billing: Tokenization is the process of replacing sensitive card information with a secure, unique identifier (or “token”) that can be safely stored and used for future payments. With Finix, this enables automatic, recurring billing, so you can charge customers at set intervals without needing to manually re-enter their payment details each time.

• Invoicing via payment links: Send clients secure, branded payment experiences without coding.

• Virtual Terminal access: Charge repeat clients efficiently without re-entering payment information.

Unlike legacy processors or gateways, Finix is a direct payment processor with no resellers in the middle. That means:

• Faster approvals with real-time onboarding and risk checks

• More control over the entire transaction lifecycle

• Developer-friendly APIs for custom integrations and payment experiences

• No-code dashboards for non-technical teams like finance and operations teams to manage payments effortlessly

And with industry-specific tools like tokenization, hosted payment links, and recurring billing, businesses of all types get the flexibility they need, without sacrificing simplicity.

For many small businesses, especially those processing high-ticket transactions, every percentage point in payment fees can significantly impact margins. That’s why Finix offers Interchange-Plus (IC+) pricing, a transparent pricing model where you’re charged the actual interchange rate set by card networks (like Visa and Mastercard). This means you always know exactly what you're paying for:

• No hidden fees or bundled rates

• Consistent, predictable costs as you grow

• Fair pricing that scales with your volume, so the more you process, the more you save

Unlike flat-rate pricing used by many legacy providers (which often includes high markups), Interchange-Plus helps you keep more of your revenue, especially on large transactions.

• Transparent: You see what you’re paying for, no hidden markups.

• Predictable: Just a flat monthly fee and a per-transaction cost, regardless of volume.

• Fair: Keep more of your revenue instead of handing over a cut on every sale.

See How Much You Could Save → Contact Sales to learn how Interchange-Plus (IC+) pricing beats flat-rate fees.

Finix knows that not every business fits into a one-size-fits-all payment system. That’s why Finix built a platform that works for real businesses, doing real work, whether that’s under the hood, in a boardroom, or out in the field.

With unmatched flexibility, transparent pricing, and enterprise-grade infrastructure, Finix helps field services and business services get paid faster, keep more of what they earn, and deliver better experiences for their customers. Let's chat, contact us here!