CBD Payment Processing made easy
The CBD-friendly payment processor that's built for merchants – no false declines, no surprise shutdowns, no unexpected fees. Reliable payments for the CBD industry.
Why CBD merchants choose us
Easy payment integration
Start accepting payments in a matter of hours after onboarding using Virtual Terminals, Payment Links, and Checkout Pages. Plus you get around-the-clock assistance from a dedicated support team.
Competitive and transparent processing rates
Stop accepting outrageous costs just because you're selling CBD or hemp products. Finix only charges you the exact base transaction cost plus a small markup – no inflated flat-rate fees.
Built-in compliance and fraud management
Finix is PCI DSS certified, with built-in CBD-specific compliance and advanced fraud detection tools to protect you from fraudulent transactions – so you can focus on selling.
Payment processing for all CBD and hemp products
Finix proudly supports CBD businesses across every retail and ecommerce business model, including:
Oils and tinctures
Capsules and softgels
Edibles and vapes
Creams, balms, and salves
Flower and concentrates
CBD skincare and beauty
Hemp clothing and fiber
Supplements
Accept and manage payments in Finix's all-in-one payment solution for CBD and hemp businesses.
Omnichannel payment support – sell online, in-store, or on the go
Getting approved as a CBD merchant shouldn't be the hardest part of running your business. Finix works with CBD sellers across the U.S. and Canada – so you can start accepting payments without the runaround.
Accept all major cards and digital wallets – no CBD restrictions at checkout
Use payment terminals with the latest technology for any retail environment, from storefronts to pop-ups
Key in transactions from anywhere with our Virtual Terminal
Send customers payment links to convenient checkout experiences
Manage chargebacks and disputes in the same platform
Protect your revenue without the paperwork headache. CBD merchants face higher chargeback rates than most industries. Finix gives you the tools to fight back and win, all from one dashboard.
Spot and manage disputes before they become losses
Concede or challenge chargebacks with full visibility and control
Upload evidence directly – no back-and-forth battles with your processor
Reduce declines for legitimate transactions
Stop fighting for your right to do business. Finix's streamlined underwriting process gets CBD and hemp merchants approved upfront, so every legitimate sale goes through every time. As long as your products meet state regulations, we treat your transactions like any other.
The payment processor that works for CBD businesses, not against them
Most processors won't touch CBD. Finix is made for it. From high-risk approval to fraud protection and compliance-ready processing, we handle the complexities of the industry, so you can focus on scaling your business instead of fighting for your right to accept payments.
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CBD payment processing FAQ
Yes. Finix is built to support CBD and hemp merchants across the U.S. and Canada. Unlike other processors such as Stripe or PayPal, which prohibit CBD outright, Finix offers dedicated CBD payment processing with compliant underwriting, fraud protection, and reliable transaction handling – all in one user-friendly platform.
Hemp-derived CBD is federally legal under the 2018 Farm Bill, but most banks and payment processors still treat it as high-risk. Mainstream aggregators explicitly prohibit CBD in their terms of service, which means CBD merchants are routinely declined, shut down without warning, or forced into workarounds. A dedicated CBD payment processor like Finix understands the regulatory landscape and underwrites your business upfront, so you can sell with confidence.
Finix's upfront underwriting process is designed to be straightforward. You'll typically need to provide business documentation, proof that your products are hemp-derived with THC content at or below 0.3%, and Certificates of Analysis (COAs) for every product you sell to prove they meet legal THC limits. Approval through Finix means your transactions are processed like any other – no surprise reviews or sudden shutdowns.
Chargebacks happen more often in CBD than in most retail categories, and crossing card network thresholds can trigger account reviews or freezes. Finix gives you full visibility into disputes directly from your dashboard, so you can track, challenge, or concede chargebacks quickly and upload evidence without going back and forth with your processor.
Yes. Finix supports CBD payment processing across all sales channels – whether you're selling through an e-commerce store, a physical retail location, pop-up events, or via payment links sent directly to customers. One platform covers all of it, with the same compliant, reliable processing throughout.