Payment processing that grows with your business
Transparent pricing. Every payment channel in one dashboard. Support from real people.
Interchange-plus pricing
Pay the card network's actual cost plus a fixed margin instead of a blended flat rate.
Every channel, one dashboard
Accept payments online, in person, or over the phone. Track every transaction and payout in one dashboard.
Support that actually picks up
Talk to real people, not endless chatbot loops or ticket queues.
No long-term contracts
Month-to-month. No setup fees. Leave whenever you want. Most businesses don't.
Every way your customers want to pay
Accept cards, digital wallets, and bank transfers from a single platform, so customers can pay the way they prefer.
Pay lower credit card processing fees
Many payment processors charge a flat rate for every transaction, regardless of the underlying processing cost. With Finix's interchange-plus pricing, you pay the card network's actual cost plus a fixed margin, giving you a clear view of every payment processing fee. No hidden gateway fees. No surprise monthly charges. Built for businesses processing $5,000 or more in payments each month.
Accept payments wherever you do business
Many growing businesses use separate tools for online and in-person payments, making reconciliation more time-consuming than it needs to be. Finix brings every payment channel together in one dashboard.
Accept payments in person with a card reader, sell online with a hosted checkout, send payment links by email or text, and take card payments over the phone with a virtual terminal. Every transaction and payout appears in one place, making reporting and reconciliation simpler.
One dashboard. One payout. One support team.
Everything you need to accept and manage payments
Online, in person, recurring, or on demand. Finix gives you every tool in one place.
Pricing that works for your business
Finix uses interchange-plus pricing — you pay the card network's actual cost plus a small fixed margin. No flat rates. No surprises.
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Frequently asked questions for small businesses
Finix has a $250/month minimum fee. It works best for businesses processing $5,000 or more per month. If you're below that today, we're happy to revisit when your volume grows.
Finix is a payment processor, not a POS. It works alongside your existing POS software. For businesses without POS hardware, payment links and the virtual terminal cover most in-person and phone use cases with no hardware required.
Square and PayPal charge a flat rate on every transaction — you always pay the highest tier. Finix charges interchange-plus: the card network's actual cost plus a fixed margin. Lower-cost cards cost less. The difference adds up quickly at higher volumes.
Finix has a $250/month minimum fee. It works best for businesses processing $5,000 or more per month. If you're below that today, we're happy to revisit when your volume grows.
Finix is a payment processor, not a POS. It works alongside your existing POS software. For businesses without POS hardware, payment links and the virtual terminal cover most in-person and phone use cases with no hardware required.
Hosted checkout and payment links require zero technical setup. Both are live in hours — no code, no developer, no waiting.
Our support team averages a 5-hour ticket resolution time. You get real humans, not a chatbot. Dispute management tools are also built into your dashboard.
No. Finix is month-to-month with no long-term commitments and no setup fees.