Payment Links for Business
Payment Links are the fastest and easiest way to sell your products and services online. Send your customer a link, take their payment, and receive your funds. No-code or website required.
No-code or website needed
Accept payments for products, repairs, classes, deposits, and more, without a single line of code or website required.
No extra fees
Create and send payment links at no additional cost on top of your processing fees.
Protect your payments
Adaptive machine learning analyzes every payment link transaction for potential fraud, while Finix securely handles credit card data so you don't have to.
Unified reporting
Easily see payments you receive and monitor performance. Get a single view of all your links for efficient management. All in your Finix dashboard.
How payment links work
Create a link in seconds
Easily generate a link to a checkout page your buyers can use to make a purchase. Customizable settings help you configure your link and its page to support any type of use case.
Single-Use Links
Send a one-time link to specific customers for custom carts or bespoke products.
Reusable Links
Use the same link with multiple buyers and channels for wide-releases or bills for standard services.
Pay-What-You-Want
Easily collect donations from your supporters with the ability for buyers to choose the amount they pay.
Card and ACH Payments
Select whether buyers can pay by card or pay by bank (ACH/EFT) to let buyers purchase with their preferred method.
Branding & Customization
Customize your link’s checkout page with your logo and colors to deliver payment experiences aligned with your brand. Tailor what fields appear on the page to your unique business requirements.
Easy Payment Experience
Let buyers easily pay on their mobile device or computer with a conversion-optimized checkout flow you don't have to build from scratch.
Streamline pay-by-bank payments
Instantly verify bank accounts with an embedded experience powered by Plaid. Let customers connect financial accounts in seconds with just their banking credentials to power seamless and secure pay by bank checkouts.
Turn any channel into an opportunity for a sale
Embed a checkout flow in any location your link can go.
SMS/Email
Send links over text messages, WhatsApp, and email to reach your customers where they message most.
Social Media
Accept payments on Facebook, X, Instagram, Youtube, TikTok and all your other platforms.
In-Person
Process in-store sales without terminals or complete sales even after customers leave.
QR Code/Video
Offer seamless purchases with links customers can scan from their own devices.
Calls & Chat
Give customers a simple way to pay during support and sales calls or chats.
Content
Get more conversion from your content by embedding links in buy buttons your website or blog.
Invoices
Speed up collection of payments to your business by adding convenient payment links to your digital invoices.
Build custom payment link workflows using our API
Generate and share payment links at scale by connecting your own internal systems with our API.
Automate payment links in marketing campaigns, sales processes, and digital invoicing
Develop internal tools that use payment links to power your custom use cases
Build payment links into your platform product offering
Expand Beyond Payment Links with a Full Online Payment Platform
Our no-code, low-code checkout UI suite helps you quickly accept payments wherever your buyers are.
Questions About Payment Links
Payment links are shareable URLs that send customers directly to a hosted checkout page where they can complete a payment. With Finix, businesses can generate a payment link and share it with customers via email, SMS, messaging apps, or QR code – no website or coding required. Finix payment links are available as one-time links for a single transaction, or multi-use links that can be reused across multiple purchases.
Payment links work by directing customers to a secure hosted checkout page where they can enter their payment details and complete a transaction. Finix generates the link, processes the payment behind the scenes, and handles authorisation, processing, and settlement. Once a payment is completed, you can track transaction status and performance directly in the Finix Dashboard.
You can create a payment link using the Finix Dashboard or API. In the Dashboard, no development work is required – simply fill in the transaction details including your products or services, allowed payment methods, and a link to your Terms of Service. Once created, share the link with customers via text, email, WhatsApp, or social media.
Yes, customers can pay by ACH bank transfer using a Finix payment link. Finix supports bank account payments alongside card payments and uses Plaid for instant bank account verification, allowing customers to connect their financial accounts in seconds using their banking credentials for a seamless and secure pay-by-bank checkout.
No, you do not need a website to use payment links. Customers complete their payment on a Finix-hosted checkout page, so there is nothing for you to build. You can send payment links over email, SMS, WhatsApp, social media, or as a QR code and accept payments from anywhere.
Yes, Finix payment links are secure. Every payment link transaction is monitored by adaptive machine learning fraud detection, and Finix securely handles all card data on your behalf. Finix payment links are PCI-DSS compliant, and one-time links offer additional security by expiring automatically after a single use.
Yes, you can customize your payment link checkout page with your business logo and brand colors, and control which fields appear on the page to match your specific business requirements. Finix also offers theme presets so you can deliver a consistent branded payment experience without any design work.
Yes, you can generate payment links programmatically using the Finix API. Via the API, you can specify the merchant, whether the link is single or multi-use, the products or services included, allowed payment methods, and required URLs such as your Terms of Service. Full details are available in the Finix Payment Links API Reference.