Payments built for registered PayFacs
Optimize your payments processing with a modern technology partner that enables fast, reliable transactions, supported by industry leading uptime. Configure your specific payment needs with our tools to help you simplify and manage settlements, disputes, fees, and more.
Built with the needs of PayFacs in mind
Finix’s platform was built for PayFacs, and we continue to iterate and enhance features for their complex needs, making new features available via API for those who want complete control over their customer experience, and via the dashboard for those who want to move faster. By partnering with Finix, PayFacs maintain control while leveraging our payments technology.
Benefits for PayFacs include:
The ability to create a configurable and highly customized, white labeled payments experience for merchants
Optimized payments revenue with custom merchant fees
Onboarding and managing merchants at scale
Managing merchant payouts and disputes from your company dashboard
Payments technology you can count on
The Finix API handles billions of calls every year with industry leading uptime of 99.999%. Our payments tech is built with multiple failsafes in place to help ensure your transactions are successful.
Each PayFac’s needs are unique, which is why we built with optionality in mind. There are hundreds of ways to configure our platform to serve the unique needs of your business and that of your customers. With these flexible API configurations, you can create the customer experience you want with white labeled, embedded payments technology you can count on. Our APIs are intuitive, making implementation and maintenance a breeze.
Optimize your payments profit margin
You can leverage our custom fee profiles that cater to your customers’ various payment needs and methods. From your dashboard, set up fees for specific sellers, and we’ll automatically apply those fees to their transactions.
Set ACH fee minimums and maximums
Add international card fees
Utilize dynamic pricing that flexes up and down with the transaction interchange rate
Onboard more merchants, faster
Finix’s Merchant Underwriting solution helps you reduce time to decision and grow your business with automated underwriting workflows.
Easily collect merchant information, source risk data, automate decisioning and efficiently manage cases in a single place.
Reporting and more for operations and finance power users
The Finix dashboard was built with payment operations users in mind. Get access to reporting with visibility down to the transaction level, manage disputes, configure your settlements per merchant, and so much more.
Download or export your reports any time, filtering only the data you want to see:
Dispute reporting: won, lost, and expired
Funding instructions: successful and failed
Authorizations: successful and failed
Settlement reports: including not yet funded settlements
Transactions: including reconciliation, exceptions
Interchange reports
Hear from our customers
We wanted to onboard with a company that we could grow with. A company that we can have an impact with and the ability to reach out and say “Hey, here’s what we need” and that understanding of what SaaS platforms like us are trying to achieve. That’s what drew us to Finix.
If you’re invested in your customer experience and you want a reliable partner that you can count on, it’s Finix!