Underwrite merchants in seconds
Finix's Merchant Underwriting solution automates your underwriting workflows so you can onboard businesses faster, without compromising risk.
Use with any payments provider
Easily underwrite merchants for payments with any processor or power merchant verification for a variety of financial use cases.
Customize to your business needs
Build custom logic to tailor risk scoring, decision thresholds, rules and workflows to your unique requirements.
International reach, local expertise
Our solutions support underwriting for merchants in the US and Canada, so you can scale your business across multiple territories.
Automate your underwriting processes
Seamlessly collect merchant information and KYC/KYB reports, automatically approve trusted merchants and efficiently manage cases and compliance – all in one system.
Easily collect and verify merchant onboarding information with prebuilt forms that increase conversions and reduce user errors. Our no-code forms stay up to date with the latest card network rules and industry requirements so you can create a compliant onboarding experience in seconds.
Features
No-code brandable forms
Conversion-optimized design
Google Maps-powered address autocomplete
Link creation in dashboard
Built-in error handling and input validation
Integrated onboarding and underwriting
Easily collect and verify merchant onboarding information with prebuilt forms that increase conversions and reduce user errors. Our no-code forms stay up to date with the latest card network rules and industry requirements so you can create a compliant onboarding experience in seconds.
Features
No-code brandable forms
Conversion-optimized design
Google Maps-powered address autocomplete
Link creation in dashboard
Built-in error handling and input validation
Integrated onboarding and underwriting
Run your underwriting in one place
Say goodbye to manual processes and disjointed systems. One centralized solution helps you reduce time to decisions and manage your operations from start to finish.
Gain visibility and control
Our dashboard combines underwriting orchestration with powerful analytics, reporting and simplified management of onboarding, compliance and verification workflows. Get a holistic view of your performance, stay on top of reviews and deadlines, and access actionable insights that power faster, more confident decision making.
Onboard and verify merchants for all types of financial use cases
PayFacs
Operate as a registered payment facilitator without all the complexity and overhead. Seamlessly get merchants up and running with a unified solution.
SaaS Platforms & Marketplaces
Take charge of identity verification and compliance for businesses selling products or services on your app. Use our solution for more ownership and control.
Acquirer Processors
Break down underwriting silos. Leverage a single solution to accelerate customer onboarding and approve more applications for payment processing.
Banks
Scale your banking KYC and KYB checks. Streamlined capabilities help you onboard merchants faster and efficiently handle investigations.
Fintechs
Automate underwriting checks and reliably approve more businesses for your financial products. Frictionless onboarding simplifies customer experiences.
Sponsor Banks
Collaborate with your Fintech partners while ensuring compliance with your policies through enhanced oversight of risk decisions.