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Clear and transparent pricing

Pricing for Platforms

Pricing for platforms enabling other companies to take payments. Optimize with Finix's configurable embedded payments solution to improve and create revenue, operations, and compliance efficiencies. Call our sales team to learn more: (866) 554-0994.

Features and Fees

Flat Rate

Dynamic

Custom

Card Processing - US Platforms
Card Processing 1

Processing Fee
Applies to Visa, Mastercard, Discover

2.75% + $0.30

Interchange + Card Brand Fees + 0.3% + $0.30

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Amex Processing Fee 2

3% + $0.30

Amex Fees + 0.3% + $0.30

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International Processing Fee

1.5%

Included in interchange

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Account Updater
Manage expired, lost, or stolen credit cards

$0.25 per update

$0.25 per update

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Card Tokenization

Hosted Fields to Minimize PCI Scope

Machine Learning and Fraud Detection 3

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Level 2 and Level 3 Processing

ACH - US Platforms
ACH

Processing Fee

0.75%
$0.25 min, $5 max

0.75%
$0.25 min, $5 max

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Next Day Funding Fee

0%
$1.00 min

0%
$1.00 min

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One-Time Account Validation

$0.50

$0.50

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Return

$5 each

$5 each

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Notice of Change (NOC)

$3 per notification

$3 per notification

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Exceptions & Compliance - US Platforms
Exceptions & Compliance

Card and ACH Disputes

$15

$15

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Fraud Monitoring

Console & Custom ML Model Setup Fee: $1,500

Per transaction price: $0.70

Console & Custom ML Model Setup Fee: $1,500

Per transaction price: $0.70

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Webhook Notifications For Any Exceptions Created

Dispute Management Tools

Live Chargeback Expert Support

Merchant Management - US Platforms
Merchant Management

Per Merchant Payout

$0.25

$0.25

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Merchant Onboarding

$4 one-time fee per merchant

$4 one-time fee per merchant

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Active Merchant

$2 per month per merchant

$2 per month per merchant

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1099-K Issuance

$5 per year per merchant

$5 per year per merchant

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Plaid Integration

$3

$3

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Prebuilt Merchant Onboarding Forms

Merchant Identity Verification Including KYC, KYB, and OFAC Checks

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Prebuilt Merchant Dashboards

Customizable Payout Schedules

PCI SAQ Forms 4

Additional Benefits & Options - US Platforms
Additional Benefits & Options

Dedicated Implementation Manager and Developer Support

24/7 Emergency Support and Short Response Times

Real-Time Payment Analytics and Insights

No-Code Payment Links and Virtual Terminal

Low-Code Checkout Pages

Split Transactions and Payouts

Payment Terminal Management in Your Dashboard

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1 Pricing shown is subject to eligibility and may change based on the risk of your business. Transaction fees charged will not be returned for refunded transactions.

2 Amex Direct transactions will be charged an additional $0.15.

3 Enhanced fraud monitoring tools are available. Contact us to learn more.

4 The PCI attestation is a declaration of an organization’s compliance status with the Payment Card Industry Data Security Standards. In the event of PCI Attestation Non-Compliance, you will be charged $35 per month per merchant.

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Learn more about how Finix can help your business simplify payments

We remove excess layers and complexity from the payment process and have you up and running in less than a day!