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Clear and transparent pricing

Pricing for Platforms

Pricing for platforms enabling other companies to take payments. Optimize with Finix's configurable embedded payments solution to improve and create revenue, operations, and compliance efficiencies.

Overall Pricing

Decide which model is best for your company.

    Flat Rate

    A flat-rate fee per transaction. Best for smaller businesses that want to plan around a set card transaction cost.

    2.75% + $0.30 per Visa, Mastercard, or Discover card transaction


    3% + $0.30 per Amex card transaction

    Dynamic

    Fees that fluctuate per card transaction based on the industry category.

    Visa, Mastercard, Discover: 0.30% + $0.30 + interchange + dues and assessments per card transaction

    Amex: Amex fee + 0.30% + $0.30 + dues and assessments per card transaction

    Custom Pricing

    Best for mid-to-large-sized companies with complex payment requirements.

    Contact us for more information.

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Features and Fees

Flat Rate

Dynamic

Custom Pricing

Card Payments
Card Payments

Card Tokenization

Hosted Fields to Minimize PCI Scope

Real-Time Fraud Checks

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Google Pay and Apple Pay for Web and Mobile

Level 2 and Level 3 Processing

International Card Fee

1.5% per transaction

Included in interchange

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Account Updater 

Manage expired, lost, or stolen credit cards

$0.25 per update

$0.25 per update

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ACH Payments
ACH Payments

ACH Validation Fee

$0.50 per validation

$0.50 per validation

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ACH Transaction Cost

0.75% per transaction, with a $0.25 minimum and $5.00 maximum fee

0.75% per transaction, with a $0.25 minimum and $5.00 maximum fee

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ACH Returns

$5 each

$5 each

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ACH Notice of Change

$3 per notification

$3 per notification

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Exceptions & Compliance
Exceptions & Compliance

Card and ACH Disputes

$15 each

$15 each

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PCI Attestation Non-Compliance2

$35 per month
per merchant

$35 per month
per merchant

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Webhook Notifications for any Exceptions Created

Refunds3

Ongoing Risk Monitoring

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Supporting Your Business
Supporting Your Business

Dedicated Customer Delivery Manager 4

Customer First Support Team

24-7 Incident Response Engineering Support & Short Response Times

Additional Features
Additional Features

In-Person Payments APIs and SDKs

In-Person Payments Terminal Pricing

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Branded Dashboard

Merchant Dashboards

Hosted Merchant Onboarding Forms

Merchant Management
Merchant Management

Merchant Payouts

$0.25 per payout

$0.25 per payout

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Customizable Payout Schedules for Merchants

API and Dashboard Access to Manage Merchant Activity

Supported Merchant Onboarding with Embedded APIs

Merchant Identity Verification Including KYC, KYB, and OFAC Checks

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Merchant Onboarding Cost

$4 one-time fee per merchant

$4 one-time fee per merchant

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Active Merchant Cost

$2 per month per merchant

$2 per month per merchant

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1099-K Issuance in the U.S.

$5 per year per merchant

$5 per year per merchant

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1 Pricing shown is subject to eligibility and may change based on the risk of your business.

2 The PCI attestation is a declaration of an organization’s compliance status with the Payment Card Industry Data Security Standards.

3 Transaction fees charged will not be returned for refunded transactions.

4 A dedicated Customer Delivery Manager is provided only with qualifying annual processing volume.

You will be charged $0.15 per Amex Conveyed transaction by Finix if you or your merchants process transactions under an agreement with American Express. You won’t be charged a percentage of each Amex Conveyed transaction. Additional fees may apply under your agreement with American Express.

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Create a seamless payment experience that drives customer engagement, using our end-to-end solution.

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