Pricing for Platforms
Pricing for platforms enabling other companies to take payments. Optimize with Finix’s configurable embedded payments solution to improve and create revenue, operations, and compliance efficiencies.
If you’re a business accepting payments for your own goods or services, click here for pricing.
Overall Pricing
Decide which model is best for your company.
Flat Rate
A flat-rate fee per transaction. Best for smaller businesses that want to plan around a set card transaction cost.
2.75% + $0.30 per Visa, Mastercard, or Discover card transaction
3% + $0.30 per Amex card transaction
Dynamic
Fees that fluctuate per card transaction based on the industry category.
Visa, Mastercard, Discover: 0.30% + $0.30 + interchange + dues and assessments per card transaction
Amex: Amex fee + 0.30% + $0.30 + dues and assessments per card transaction
Features and Fees
Flat Rate
Dynamic
Custom Pricing
Card Payments
Card Tokenization | |||
Hosted Fields to Minimize PCI Scope | |||
Real-Time Fraud Checks | |||
Google Pay and Apple Pay for Web and Mobile | |||
Level 2 and Level 3 Processing | |||
International Card Fee | 1.5% per transaction | Included in interchange | |
Account Updater Manage expired, lost, or stolen credit cards | $0.25 per update | $0.25 per update |
ACH Payments
ACH Validation Fee | $0.50 per validation | $0.50 per validation | |
ACH Transaction Cost | 0.75% per transaction, with a $0.25 minimum and $5.00 maximum fee | 0.75% per transaction, with a $0.25 minimum and $5.00 maximum fee | |
ACH Returns | $5 each | $5 each | |
ACH Notice of Change | $3 per notification | $3 per notification |
Exceptions & Compliance
Card and ACH Disputes | $15 each | $15 each | |
PCI Attestation Non-Compliance2 | $35 per month | $35 per month | |
Webhook Notifications for any Exceptions Created | |||
Refunds3 | |||
Ongoing Risk Monitoring |
Supporting Your Business
Dedicated Customer Delivery Manager 4 | |||
Customer First Support Team | |||
24-7 Incident Response Engineering Support & Short Response Times |
Additional Features
In-Person Payments APIs and SDKs | |||
In-Person Payments Terminal Pricing | |||
Branded Dashboard | |||
Merchant Dashboards | |||
Hosted Merchant Onboarding Forms |
Merchant Payouts | $0.25 per payout | $0.25 per payout | |
Customizable Payout Schedules for Merchants | |||
API and Dashboard Access to Manage Merchant Activity | |||
Supported Merchant Onboarding with Embedded APIs | |||
Merchant Identity Verification Including KYC, KYB, and OFAC Checks | |||
Merchant Onboarding Cost | $4 one-time fee per merchant | $4 one-time fee per merchant | |
Active Merchant Cost | $2 per month per merchant | $2 per month per merchant | |
1099-K Issuance in the U.S. | $5 per year per merchant | $5 per year per merchant |
1 Pricing shown is subject to eligibility and may change based on the risk of your business.
2 The PCI attestation is a declaration of an organization’s compliance status with the Payment Card Industry Data Security Standards.
3 Transaction fees charged will not be returned for refunded transactions.
4 A dedicated Customer Delivery Manager is provided only with qualifying annual processing volume.
You will be charged $0.15 per Amex Conveyed transaction by Finix if you or your merchants process transactions under an agreement with American Express. You won’t be charged a percentage of each Amex Conveyed transaction. Additional fees may apply under your agreement with American Express.
Start your path to payments ownership today
