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A sophisticated payments solution. Simplified.

Accepting payments doesn’t need to be overwhelming. Finix helps you start processing payments and earning revenue fast with our simple, yet sophisticated, payments solution.

Powerful payment facilitation.

Manage your payments operations.

Underwriting, reconciliation, dispute management, and more, our platform manages processes so that you can concentrate on what matters—your customer.

  • 01 / 04

    Onboard and verify users.

    Our payments solution allows you to onboard your customers and get them ready to accept payments quickly.

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    Offer fast and convenient payouts.

    Your customers care about when they get paid. Don’t keep them waiting longer than necessary with Finix’s ACH-based settlement engine.

  • 03 / 04

    Resolve and manage disputes.

    No one likes disputes and chargebacks, but you can manage them more efficiently with full transaction visibility.

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    Simplify with transparent reporting.

    You and your customers deserve granular transparency into what’s happening with your payments.

Take control of the controls.

Build the perfect payments experience for your customer. Finix offers advanced payments processing configurations to help software platforms reduce costs and increase revenue.

Code Editor

curl https://finix.sandbox-payments-api.com/payment_instruments \

-H "Content-Type: application/vnd.json+api" \

-u  USsRhsHYZGBPnQw8CByJyEQW:8a14c2f9-d94b-4c72-8f5c-a62908e5b30e \

-d '{ "identity": "IDgWxBhfGYLLdkhxx2ddYf9K",

"merchant_identity": "IDpYDM7J9n57q849o9E9yNrG",

"name": "John Smith",

"third_party_token": "{\"token\":{\"paymentMethod\":{\"network\":\"barcode\",\"type\":\"credit\",\"displayName\":\"\"},\"transactionIdentifier\":\"AE514ADAA44E9C3A0A862C7E4EDEE43C422556FA4748B045F1764860557E8EE6\",\"paymentData\":{\"data\":\"IOg9H5\\/hdpccvHZ03ESJwlJXFlmcnI18WXTSOHOPA82ewYoWVyEMiy63HCsdejXsHIR8a+N\\/5aR24OeJrkxheck2AAl5o1LLJ7jL+75scnf7Z55uQmtVyKITTkH22LrC6E6SgMnXaefJYOTUcG1Veqb\\/dXtpPzqaKACEKDkbVivpDk+A2iX5PLROFTMRgmb9a0HYwHOnVGQzXwiHkX1g6f1R4rILUyMaQ5qLxCplE1t\\/guEYmkGBtOb\\/v8+GRDTl8YrC1tOe\\/cs4aQm4cAKJktFQUTbfAApNFBnKI06mtCM7e7qRna\\/YON3gyci035jA7Zq4kBMo7rQB8puGH6dDqB\\/KsPS6Ps+w688+rqEKz16YUJ\\/LMCOzzBM6bCTOS6eouB1eCh3SJdm\\/lmY=\",\"signature\":\"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\",\"header\":{\"publicKeyHash\":\"eOvce9ya55opFC5EXVWlLwzZRVDEY3Hgakf3+C+0zkc=\",\"ephemeralPublicKey\":\"MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAE3VnkF5JR9cWuYoeT68dUNp\\/2\\/jGaOiid19UfCV9rEkcPomrzFWEZw\\/dN1uU9RTblnrIQPajFj4R2ZKIpYIlkgA==\",\"transactionId\":\"ae514adaa44e9c3a0a862c7e4edee43c422556fa4748b045f1764860557e8ee6\"},\"version\":\"EC_v1\"}}}",

"type": "APPLE_PAY"

}'

Compliance made easy.

Moving money and storing card data can be complex due to strict payments regulations. Finix helps platforms manage these requirements from behind the scenes.

We’ve got your back (office).

  • 01 / 04

    People-first partnership.

    Our team of payments experts will learn your business needs, create tailored integration and training plans, and answer every question along the way.

  • 02 / 04

    Real responses.

    Our team provides thoughtful, human responses to make sure you have all the information and context you need.

  • 03 / 04

    Plan for the future.

    We take a consultative approach to helping you understand your payment options. We’ll be there to listen, strategize, and grow with you.

  • 04 / 04

    Highly reliable.

    Finix handles billions of API calls per year with 99.999% uptime, allowing you to integrate payments with confidence.

Start your path to payments ownership today

Manage payment operations while increasing revenue and reducing costs.

Talk To Sales