Pricing made to optimize your payments
Pricing models for businesses of all sizes and industries.1
Overall Pricing
Decide which model is best for your company.
Flat Rate
A flat-rate fee per transaction. Best for smaller businesses that want to plan around a set card transaction cost.
2.75% + $0.30 per Visa, Mastercard, or Discover card transaction
3% + $0.30 per Amex card transaction
Dynamic
Interchange plus fees that fluctuate per card transaction based on interchange costs. Best for merchant businesses, marketplaces, and SaaS platforms with varied buyer payment patterns.
0.30% + $0.30 + interchange + dues and assessments per card transaction
Features and Fees
Flat Rate
Dynamic
Custom Pricing
Card Payments
Card Tokenization | |||
Hosted Fields to Minimize PCI Scope | |||
Real-Time Fraud Checks | |||
Google Pay and Apple Pay for Web and Mobile | |||
Level 2 and Level 3 Processing | |||
International Card Fee | 1.5% per transaction | 1.5% per transaction | |
Account Updater Manage expired, lost, or stolen credit cards | $0.25 per update | $0.25 per update |
ACH Payments
ACH Validation Fee | $0.50 per validation | $0.50 per validation | |
ACH Transaction Cost | 0.75% per transaction, with a $0.25 minimum and $5.00 maximum fee | 0.75% per transaction, with a $0.25 minimum and $5.00 maximum fee | |
ACH Returns | $5 each | $5 each | |
ACH Notice of Change | $3 per notification | $3 per notification |
Exceptions & Compliance
Card and ACH Disputes | $15 each | $15 each | |
PCI Attestation Non-Compliance2 | $35 per month | $35 per month | |
Webhook Notifications for any Exceptions Created | |||
Refunds3 | |||
Ongoing Risk Monitoring |
Supporting Your Business
Dedicated Customer Delivery Manager 4 | |||
Customer First Support Team | |||
24-7 Incident Response Engineering Support & Short Response Times |
Additional Features
In-Person Payments APIs and SDKs | |||
In-Person Payments Terminal Pricing | |||
Branded Dashboard | |||
Merchant Dashboards | |||
Hosted Merchant Onboarding Forms |
Platforms Managing Merchants
These fees apply in addition to the above sections to platforms and marketplaces who supply payments to merchants.5Merchant Payouts | $0.25 per payout | $0.25 per payout | |
Customizable Payout Schedules for Merchants | |||
API and Dashboard Access to Manage Merchant Activity | |||
Supported Merchant Onboarding with Embedded APIs | |||
Merchant Identity Verification Including KYC, KYB, and OFAC Checks | |||
Merchant Onboarding Cost | $4 one-time fee per merchant | $4 one-time fee per merchant | |
Active Merchant Cost | $2 per month per merchant | $2 per month per merchant | |
1099-K Issuance in the U.S. | $5 per year per merchant | $5 per year per merchant |
1 Pricing shown is subject to eligibility and may change based on the risk of your business.
2 The PCI attestation is a declaration of an organization’s compliance status with the Payment Card Industry Data Security Standards.
3 Transaction fees charged will not be returned for refunded transactions.
4 A dedicated Customer Delivery Manager is provided only with qualifying annual processing volume.
5 The "Platforms Managing Merchants" section only applies to platforms and marketplaces (this section applies in addition to all other sections).
You will be charged $0.15 per Amex Conveyed transaction by Finix if you or your merchants process transactions under an agreement with American Express. You won’t be charged a percentage of each Amex Conveyed transaction. Additional fees may apply under your agreement with American Express.
Start your path to payments ownership today
