Resource Hub: Guides

Choosing a payment processor for one business is relatively straightforward. Choosing one for a franchise network means accounting for independent locations, centralized oversight, consistent onboarding, and costs that multiply as the network grows. This guide covers what to look for in a franchise payment processor, from reporting and merchant account structure to pricing and fraud protection. It also explains the signs that your current provider may no longer meet the needs of your franchisees or your growing network.

Most franchise operators can quote their royalty rate to the decimal. Ask about their effective processing rate and the answer is often less clear. Franchise payment processing fees behave differently from other operating costs because they are deducted before each deposit and spread across multiple statement lines. This article explains what those fees include, how to calculate the true effective rate across your network, and how the right pricing model can give you greater visibility and control over what each location pays.

Franchise merchant services help franchisors and franchisees accept payments while managing the added complexity of a multi-unit franchise network. Unlike a standard setup designed for one business, they can support separate merchant accounts, centralized reporting, consistent fraud controls, and standardized onboarding across multiple locations. This guide explains how franchise payment processing works, how different merchant account structures work, and what each side of a franchise relationship should look for when choosing a provider.

A client payment portal gives your clients one secure place to see what they owe, review what they’ve already paid, and make a payment without waiting for a new link. This guide explains what a portal includes, when a simple payment link may be enough, and what setup involves. It also looks at how a payment processor like Finix can support the payment experience behind your portal.

Supplement brands sell in a category most banks classify as high risk. That makes choosing a payment gateway harder than it looks, because the gateway is only half of what you need. You also need a merchant account willing to approve you. This guide compares five options for supplement and nutraceutical sellers, and explains the difference between a gateway-only product and a provider that supports the full picture.

Supplement sellers regularly get declined by mainstream payment providers, but struggle to figure out why. A nutraceutical merchant account is the route most end up taking, and approval depends on paperwork and marketing review rather than credit alone.  This guide is for supplement and wellness businesses applying for the first time or reapplying after a decline. Finix processes payments for nutraceutical and supplement businesses across online and in-person sales.