Trusted by leading retail businesses
Everything you need to manage retail payments
See what you’re paying
Interchange-plus pricing separates card network costs from Finix fees, so you can see exactly what you’re paying for.
Grow without switching systems
Manage payments across one store or many from the same Finix Dashboard as your business grows.
Start accepting payments faster
Get set up with no-code tools and start taking payments without building a custom integration.
Get help from real people
Get support from people who understand payments and can help you resolve issues quickly.
Payments that fit your retail business
Sell anywhere. Manage everything.
Accept cards, digital wallets, and bank transfers across your online and in-person channels. Manage payment activity in one place instead of running separate systems for each sales channel.
Accept cards, digital wallets, and bank transfers across your online and in-person channels. Manage payment activity in one place instead of running separate systems for each sales channel.
Payments for any kind of retail business
Whether you're running a single storefront or scaling across multiple locations, Finix adapts to how your business is set up.
Finix payment tools. All your business needs.
Give customers more ways to pay, whether they’re at the counter, around the store, or shopping online.
Know what goes into your processing costs
With interchange-plus pricing, the interchange cost set by the card networks is separated from the Finix processor fee. That makes it easier to see what you are paying and why.
How Finix compares to other retail payment processors
Compare pricing, payment tools, reporting, support, and setup across common retail payment models.
Finix | Flat-rate processors | Legacy merchant accounts | |
|---|---|---|---|
Pricing visibility | Interchange-plus pricing separates card network costs from Finix fees | Processing costs are typically bundled into a single flat rate | Pricing structures and fees vary by provider and contract |
Retail channels | Accept payments in person, online, by phone, or with payment links | Typically support in-person and online payments, with capabilities varying by provider | Often built around in-store payments, with online capabilities varying by provider |
Reporting | Manage transactions, payouts, and payment activity from one dashboard | Reporting tools vary by provider and plan | Reporting may be spread across statements, portals, and payment systems |
Support | Get dedicated support from real people who understand payments. | Often self-serve or community-based | Support is commonly provided through account or service teams |
Self-serve setup | Get started with a self-serve sandbox, without a sales call | Self-serve setup is commonly available | Setup often involves an application or sales process |
Growth fit | Built to support retailers from a single storefront to multiple locations | Often designed for businesses that prioritize simple, bundled pricing | Suited to businesses with established merchant account relationships. |
See what you could save on payment processing
Enter your business data
Find the right device for your store
Choose from mobile, countertop, and unattended payment devices based on where your customers pay and how your team works.
Frequently asked questions from retail owners
No. Finix sends payouts to the eligible bank account connected to your Finix account, so using Finix does not require moving your everyday business banking to a new bank.
Yes. You can manage payments for one store or multiple locations from the same Finix Dashboard, so you don’t need to switch payment systems as your retail business grows.
Finix supports cards and digital wallets, with options including payment terminals and Tap to Pay on iPhone. You can also accept ACH and bank transfers for transactions where direct bank payments make sense.
Finix uses interchange-plus pricing, which separates card network costs from Finix fees so you can see what goes into your processing costs. Visit the Finix pricing page for current rates and fees.
Finix offers volume-based pricing, so processing costs can change as your payment volume grows. Visit the Finix pricing page or contact Finix to see what pricing applies to your business.
Finix sends payouts to the eligible bank account connected to your account, so you don’t need to switch banks. You can track payouts in the Finix Dashboard and see when funds are moving to your bank account.