Virtual Terminal for Credit Card Processing
Securely accept payments over the phone, by mail and in-person from anywhere you can access your Finix dashboard. No coding, additional software, or extra equipment required.
Pay no extra fees
Use our Virtual Terminal free of charge without having to pay extra. There's no additional fees on top of your processing costs to use it.
Never miss a sale
Process transactions on the spot, take payments multiple ways and always have a backup in case your normal system is interrupted.
Reduce chargebacks
Stop fraud from holding your business back. Powerful machine-learning automatically screens every transaction for suspicious activity.
Secure payments
Finix uses end-to-end encryption, data tokenization and our secure vault to keep sensitive payment information protected from bad actors.
No POS system or website needed
Virtual Terminal turns your dashboard into a virtual point of sale you can use to manually key in and process payments. Run your business from anywhere with a simple and secure way to charge your customers.
Accept card payments from all major brands
Enable ACH and EFT payments for B2B transactions
Unlock lower interchange rates on qualified transactions with Level 2 and Level 3 processing
Create, capture, and void authorizations in your terminal and dashboard
How it works
Track and manage your business
Get full visibility over your payments with powerful insights and reporting, and handle refunds and disputes, all in your Finix dashboard.
Your Virtual Terminal transactions and other online and in-person payments are unified in your dashboard, so you can easily analyze your business in one place.
Multiple ways to accept payments online
Our suite of no-code, low-code checkout tools helps you quickly accept payments wherever your buyers are.
Virtual Terminal FAQs
A virtual terminal is a secure browser-based interface that allows businesses to manually enter a customer’s payment information to process a transaction. With Finix, the virtual terminal is available through the Finix Dashboard so businesses can accept payments without needing a physical card reader.
The Finix virtual terminal is included as part of the Finix payments platform at no extra charge. There are no additional fees to use it – you only pay your standard payment processing costs per transaction.
You can access the Finix virtual terminal through the Finix Dashboard using a secure web browser. Authorized users can log in to the dashboard and manually enter payment details to process transactions.
Yes. A virtual terminal allows businesses to process payments over the phone by manually entering the customer’s card details into the Finix Dashboard.
Yes. The Finix virtual terminal is designed to securely process manually entered payments using PCI-compliant payment infrastructure and security controls that help protect payment data.
A POS system is typically used for in-person transactions with hardware such as card readers or terminals. A virtual terminal, on the other hand, is a browser-based tool that allows businesses to manually enter payment information and process payments remotely.
Yes. The Finix virtual terminal supports card payments, ACH, and EFT payments, so you can accept bank account payments directly alongside card transactions – all from the same interface in your Finix Dashboard, with no additional hardware or coding required.
No. The Finix virtual terminal is accessed through a web browser in the Finix Dashboard, so businesses can process payments without requiring specialized payment hardware.