Finix vs. Adyen: How They Compare

Whether you're a fast-growing startup or a publicly traded company, Finix is built to support you, no volume minimums required. We believe every business deserves access to modern payments infrastructure, not just the ones processing millions.

In contrast, Adyen generally prioritizes large enterprises and global brands. Smaller or earlier-stage businesses may not qualify or find it difficult to get the support they need.

Finix offers a range of no-code and low-code tools so you can start processing payments the same day, no engineering team required. From virtual terminals and payment links to developer-friendly APIs and SDKs, our platform adapts to your timeline and your tech stack.

Adyen’s integration process can take weeks and often requires engineering resources, certifications, and multiple steps for approval.

Adyen offers a powerful, all-in-one platform, but it’s a closed system. As a merchant or platform, you pay Adyen to manage your payments while giving up control over the experience and margin. With Finix, you’re not locked into a one-size-fits-all solution. Our platform gives you the building blocks to embed payments directly into your product, customize every touchpoint, and monetize payment volume rather than surrendering it to your provider.

While Adyen was built for global, multinational enterprises with a strong presence in Europe, Finix is designed with U.S. and Canadian businesses in mind. Our infrastructure and support are optimized for North American payment flows, regulations, and go-to-market strategies, so you can move faster without navigating international complexity you don’t need.