Finix

Finix offers competitive and transparent pricing for businesses of all sizes, which helps you retain or earn more revenue on payment processing.

• Flat-rate, interchange, and custom pricing models

• 0% markup on interchange for individual merchants

• Full Level 2 and Level 3 support *

• Custom fee profiles for merchants

• Support customer fees on qualified transactions and SaaS fees for merchants

Stripe

Stripe offers flat-rate, per-transaction pricing. However, rates and fees are higher, and many features like fraud monitoring cost extra, which makes it more difficult for companies to optimize their revenue.

• Rigid flat-rate pricing**

• Limited Level 2 and Level 3 support**

• Limited monetization options due to higher costs and fees

Finix

• Get started accepting payments in minutes with the Finix dashboard, no code or developers needed

• No-code, built-in virtual terminal

• No-code payment links for single or multi-use with white label options or create custom links via API

• Prebuilt no-code checkout pages, optimized for conversions, with white label options and responsive design for all devices. Low-code and API options are also available for ultimate flexibility.

• Built-in no-code reporting and analytics with 100% transparency into fees, including real-time interchange reports and profitability reports for your business or merchants, which can be downloaded and shared with your team or imported into third-party tools.

Stripe

• Virtual terminal via API only; requires developer resources

• No-code or API payment links with support for recurring payments and invoices and white label options; charges an additional $10/mo to use a custom domain

• Prebuilt no-code checkout pages, optimized for conversions, with white label options, support for recurring payments and invoices, and a responsive design for all devices.

• Limited built-in reporting with next-day interchange reports and narrow insights into transactions; comprehensive reporting and analytics require API development.