Modernizing Healthcare Payments: How Finix Powers Seamless Patient and Platform Transactions

• Finix supports card, ACH, HSA/FSA, and split payments through terminals, virtual tools, website payments and payment links, all managed in a single dashboard.

• Tokenization, Account Updater, and Network Tokens reduce payment failures and minimize administrative follow-up.

• Instant Payouts accelerate patient reimbursements for overpayments and refunds, improving cash flow and satisfaction.

• A single Finix API integrates seamlessly with portals and apps to eliminate paperwork and manual reconciliation.

• Healthcare platforms using Finix gain built-in PCI compliance, fraud protection, and user permissioning without added complexity.

Patients today expect the same checkout experience they get in retail: fast, secure, and flexible. Finix delivers on that expectation through a unified platform that supports:

In-person Terminals

Portable and countertop options integrated via Finix’s single API and mobile SDKs with no separate contracts, provisioning, or integration needed.

Virtual Terminal

Accept Health Savings Account (HSA), Flexible Savings Account (FSA), credit, and debit cards and Automated Clearing House (ACH) payments from anywhere; phone, in-office, or remote location, directly from the Finix dashboard. No physical terminal or added fees required.

Payment Links

Send secure links via email, SMS, or embed them in patient portals and on your website. Patients can pay in full.

All of these channels are managed in one dashboard, complete with tokenization, refunds, disputes, and reporting.

Finix builds security and efficiency into every layer of the payment experience:

• Tokenized storage means that people can nervous when it comes to storing patient information

• Account updater and network tokens automatically update expired cards, increase authorization success rates, and lower interchange fees, reducing failed payments and staff follow-ups.

• End‑to‑end encryption and fraud protection are built into both virtual and in‑person channels, fully PCI-certified, or third-party tools required.

While Finix supports multiple verticals, healthcare clients use Finix to:

• Enable integrated card processing directly within their platform, no PCI headaches for admins.

• Simplify onboarding with medical-specific MCC 8099 and transparent volume breakdowns across payment channels.

• Provide granular visibility by enabling staff to manage transactions, disputes, payouts, and user permissions all from one compliant dashboard.

• Fewer administrative calls and paper forms, so payment tools are embedded into existing portals and apps.

• Fewer declined payments, thanks to updated card information and tokenized storage.

• Fewer delayed or failed transactions, so admins catch and resolve issues earlier in the process.

• Faster patient refunds, delivered in real-time.

• Streamlined Payment Card Industry (PCI) compliance and fraud protection, built into the backend.

1. Connect Finix’s unified API or dashboard to support in-person, virtual, and link-based payments with one setup.

2. Enable tokenization, account updater, and network tokens to reduce declines and staff follow-ups.

3. Launch payment links within patient portals or email workflows to offer flexible, self-serve options.

4. Distribute terminals or enable the mobile SDK for on-the-go or bedside payments, perfect for clinics or home visits.

5. Train your admin team to manage disputes, payouts, settlements, and reports all in one place.

Finix replaces the paper, the phones, and the friction with a unified, configurable, and secure payments platform, built to scale. Whether it’s in-person checkouts, portal-based billing, or mobile app payments, Finix ensures:

• Patients pay faster and easier with less friction.

• Admins spend less time on manual processes and more on care.

• Compliance, fraud protection, and reporting come standard with no hidden fees and all in one dashboard.

Visit Finix’s Payments for Healthcare Providers page to learn more about how patients and admins can pay and get paid seamlessly.

1. What types of patient payments does Finix support? Finix supports a wide range of payment methods, including credit, debit, ACH, HSA/FSA cards.These can be accepted through in-person terminals, virtual terminals, and secure payment links sent via email, SMS, or embedded in patient portals.

2. How does Finix help reduce failed transactions and manual follow-up? Finix uses tokenized payment storage, Account Updater, and Network Tokens to automatically update expired cards, reduce declines, and minimize the need for administrative follow-up.

3. Is Finix compliant with healthcare and payment industry regulations? Yes. Finix is PCI-certified and includes built-in fraud protection, tokenization, and admin-level permissioning, streamlining compliance without requiring third-party tools or added integration complexity.

4. Can Finix be integrated into existing healthcare platforms or portals? Absolutely. Finix’s unified API and mobile SDK allow seamless integration into healthcare portals, mobile apps, and admin dashboards, providing real-time transaction visibility and embedded payment workflows.