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Clear and transparent pricing

Pricing for Direct Merchants

For small to large merchants processing payments for goods and services. Save on payment processing costs, and create seamless checkout experiences. Call our sales team to learn more: (866) 554-0994.

Features and Fees

Standard

Custom

Card Processing - US Individual Business
Card Processing

Processing Subscription Tier 1

Starting at $250 monthly

For businesses processing more than $1M annually, contact us

0% Markup on Interchange and Card Network Fees

Card Processing

Card Present: $0.08
Card Not Present: $0.15

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Amex Processing

0.30% per transaction

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Account Updater
Manage expired, lost, or stolen credit cards

.80 cents per update

.80 cents per update

Machine Learning Fraud Detection 2

Level 2 and Level 3 Processing

Card Network Tokenization

.25 cents per update

.25 cents per update

Hosted Fields to Minimize PCI Scope

Subscription Billing

.1%

.1%

ACH - US Individual Business
ACH

ACH Processing

$0.50 per transaction

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ACH Validation

$0.50

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ACH Returns

$2 each

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Next Day Funding Fee

1% per same day entry
$1 min; $10 max

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ACH Instant Payout

1.5%

1.5%

Exceptions & Compliance - US Individual Business
Exceptions & Compliance

Card and ACH Disputes

$15

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Plaid Integration

$3

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Webhook Notifications For Any Exceptions Created

Dispute Management Tools

Live Chargeback Expert Support

Additional Benefits & Options - US Individual Business
Additional Benefits & Options

Dedicated Implementation Manager and Developer Support

24/7 Emergency Support and Short Response Times

Real-Time Payment Analytics and Insights

No-Code Payment Links and Virtual Terminal

Low-Code Checkout Pages

Customized Payout Schedules

Split Transactions and Payouts

E-commerce Plugins: WooCommerce

Payment Terminals and Fleet Management

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Contact us

1 Subscription pricing is determined by your transaction processing volume. If certain processing volume thresholds are exceeded, subscription pricing may increase upon notice to you.
2 Enhanced fraud monitoring tools are available. Contact us to learn more.

Contact Sales

Power Payments for Your Business—Talk to Our Experts Today

Unlock seamless, scalable payments with Finix. Whether you're launching a new product, expanding into new markets, or looking to streamline transactions, we have the tools to help.

Maximize Your Revenue Potential - Unlock new revenue streams, reduce operational costs, and accelerate transaction speed with our powerful, flexible platform

Faster Go-To-Market – Low code, no code & developer-friendly solutions

Seamless Scalability – Future-proof payment infrastructure