Finix Brings Omnichannel Payments to Canada: Empowering businesses and Modernizing Commerce
Last updated at 10.23.25
Finix is building the Global Operating System of FinTech and is expanding its omnichannel capabilities to Canada today. With the integration of Interac Debit into the Finix platform, Canadian businesses can now manage both in-store and online payments through a single, unified platform.
Finix first launched in Canada in 2024 and is committed to helping Canadian businesses modernize payments with its robust payment stack, developer-friendly APIs, and no-code/low-code tools. It also enables U.S.-based companies to expand internationally without the need for multiple APIs, integrations, or compliance challenges. Now with direct integrations to all major Canadian card networks, Finix eliminates the need for third-party gateways or additional providers.
“Businesses need to offer their customers options to pay however works for them, but until now, that meant stitching together different tools. Finix gives businesses one platform to focus on growth rather than payment complexity,” says Richie Serna, CEO of Finix. “Our integration with Interac makes it easier for businesses in Canada to accept in-store payments the way customers actually want to pay. We’re making localized omnichannel payments more accessible than ever.”
“Finix’s expansion is a powerful example of how global fintech leaders are choosing Toronto for more than market access; they’re choosing collaboration,” said Stephen Lund, CEO of Toronto Global. “By building here, Finix is helping modernize Canada’s payment infrastructure, creating high-value jobs, and deepening the talent and technology ecosystem that keeps our region at the forefront of financial innovation.”
The Challenge: Complex Payments Across Borders
Expanding into Canada has traditionally required managing multiple vendors, separate APIs, and local banking rules. This creates friction, operational risk, and slows growth for both Canadian businesses and U.S.-based companies expanding internationally.
Interac Debit supports contact and contactless payments, ensuring secure transactions compliant with Canadian standards. This allows Finix to provide a single, reliable platform that streamlines payments across borders while maintaining compliance with local regulations.
Finix’s Omnichannel Solution: One Platform, Many Possibilities
With Interac integrated, Finix now provides a modern, full payment stack that supports:
Point-of-sale terminals for in-person payments
Online checkout for e-commerce
Onboarding and payouts for smooth operations
Risk tools and settlement flows for security and compliance.
Businesses no longer need third-party gateways, multiple APIs, or a team of developers to build and deploy high-performing omnichannel payment infrastructure. Finix handles all major Canadian card networks directly, including Interac, allowing companies to focus on serving customers rather than managing numerous payment systems. With developer-friendly APIs and a suite of no-code/low-code payment tools, Finix is empowering Canadian businesses to create tailored payment solutions that fit their unique business needs.
Ready to simplify payments and streamline operations across channels?
Discover how Finix’s omnichannel platform can seamlessly manage both in-store and online payments.
Partnerships That Power Seamless Payments
Finix’s expansion into Canada is supported by its partnership with Toronto Global.
Toronto Global shared: "Toronto was a natural choice for Finix’s expansion into Canada. As the country’s largest financial centre and one of North America’s fastest-growing tech hubs, Toronto offers unparalleled access to payment networks, engineering talent, and a thriving fintech ecosystem anchored by global players and emerging innovators. Its strong regulatory environment, proximity to major U.S. markets, and collaborative public–private sector support make it an ideal launchpad for Finix’s international growth and for modernizing payments across borders.”
This partnership ensures technical excellence and reinforces Finix’s commitment to local engagement, talent development, and economic growth.
The Merchant Experience: Real Benefits in Action
A mid-sized Canadian coffee chain recently adopted Finix’s platform. Previously, reconciling online and in-store transactions caused reporting delays and frustrated staff—the result: faster transactions, happier customers, and reduced operational friction.
With Finix:
Online orders sync instantly with in-store inventory
Staff can accept Interac debit and contactless payments without additional equipment.
Accounting and reporting are automated.
This demonstrates how Finix’s omnichannel platform empowers businesses to modernize payments without overhauling existing processes.
Scaling Payments Across Borders
Offering localized payment solutions is critical for businesses. Finix simplifies expansion into Canada by:
Providing one API for U.S. and Canadian payments
Handling compliance and local regulations automatically
Offering direct integration with Interac and all major Canadian card networks
This enables businesses to grow internationally with confidence and minimal complexity.
Investing in the Future of Payments
Finix is scaling its Canadian presence through local hiring, partnerships, and long-term investment, supporting more businesses as they modernize their payment infrastructure.
This expansion aligns with Finix’s broader mission: removing friction from payments globally. As card-present capabilities now live in Canada, more businesses can scale confidently while keeping transactions secure, compliant, and seamless.