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Comparison

Keep your PrestaShop store. Upgrade your payment processing.

Keep your PrestaShop store exactly as it is. Connect Finix through Cybersource for transparent pricing, dedicated support, and more control over your payments.

What you get with Finix

Credit and debit cards

Credit and debit cards

Accepted through the Cybersource gateway integration, configured in PrestaShop’s Payment Settings tab.

Secure tokenization

Secure tokenization

Confirmed via Cybersource’s own PrestaShop developer documentation.

Fraud management tools

Fraud management tools

Confirmed via Cybersource’s own PrestaShop developer documentation.

Interchange-plus pricing

Interchange-plus pricing

Interchange-plus pricing based on actual card network interchange, rather than a blended flat rate.

Finix vs. PrestaShop Checkout

Finix

PrestaShop Checkout

Pricing model

Interchange-plus pricing through the Cybersource gateway integration.

Pricing varies by the payment methods you enable. No single published processing rate.

Payout timing

Set during onboarding with your Finix team.

Varies by the payment provider and payment method.

Account holds and disputes

Dedicated support throughout disputes and account reviews.

Payment reviews and settlement depend on the payment provider and Checkout configuration.

Payment methods

Cards, eCheck, Apple Pay, Google Pay, tokenization, and fraud management.

Cards, PayPal, Apple Pay, Google Pay, and local payment methods.

Merchant account

Individual merchant account (Direct Merchant).

Merchant account structure depends on your Checkout configuration and payment provider.

Support model

Dedicated integrations support from the Finix team.

Support depends on the payment provider and PrestaShop support resources.

Plugins-Online-Shop

Quick recap of Finix vs. PrestaShop Checkout

PrestaShop Checkout combines multiple payment methods, each with its own pricing and payout model. Finix gives merchants one direct payment relationship through Cybersource with interchange-plus pricing and dedicated support.

Get in touch

How it works

Switch your payment processor without switching your ecommerce platform. Finix is built so you can move from application to processing without a drawn-out integration.

  • Get started.

    Sign up for a Finix account (Direct Merchant), create a Cybersource Gateway integration, and retrieve your Cybersource credentials from the Cybersource Business Center.

  • Add your Finix account details.

    Search the PrestaShop Marketplace for “Cybersource Official,” download and upload the module via Modules → Module Manager → Upload a Module, then enter your Merchant ID, Merchant Key ID, and Merchant Secret Key in General Settings.

  • Go live.

    Choose your Payment Action (Authorize or Sale), switch Sandbox Mode to Production, and enable Credit Cards in the Payment Settings tab.

What this integration requires

Finix connects to PrestaShop through a Cybersource Gateway integration, not a native Finix-branded plugin, so setup runs through a PrestaShop Marketplace module and the Cybersource Business Center rather than a native Finix plugin.

Payment gateway

Payment gateway

Code changes

Code changes

None. Setup happens in PrestaShop’s admin (Modules → Module Manager → Cybersource Official) and the Cybersource Business Center.

Command-line or Composer install

Command-line or Composer install

None.

Developer needed

Developer needed

Not strictly, but setup involves manually entering three separate credentials (Merchant ID, Merchant Key ID, Merchant Secret Key) and requires PrestaShop version 1.7.0 through 8.2.

Why merchants switch to Finix

Pain point

Finix solution

PrestaShop Checkout combines multiple payment providers, each with its own pricing and payout model.

Finix provides one direct payment relationship with interchange-plus pricing through Cybersource.

Merchants may have different settlement and support experiences depending on how PrestaShop Checkout is configured.


Finix uses an individual merchant account (Direct Merchant), giving merchants a direct account relationship rather than routing funds through an intermediary.

Merchants want a clear support path when payment issues affect customers or cash flow.

Dedicated integrations support gives merchants a direct contact for payment questions throughout setup and beyond.

Everything you need to accept and manage payments

Online, in person, recurring, or on demand. Finix gives you every tool in one place.

Frequently asked questions

Yes. Finix connects to PrestaShop through a Cybersource Gateway integration, so your storefront, catalog, and checkout flow stay the same. You’re changing how payments are processed, not your platform.

Setting up Finix means disabling PrestaShop Checkout and making the Cybersource Official module your active payment method. You can't run them side by side. Your store, catalog, and customer data stay unchanged.

Not strictly. Setup happens through a PrestaShop Marketplace module and PrestaShop’s own admin settings, without custom code. You will need to manually enter three separate Cybersource credentials, and your store must run PrestaShop 1.7.0 through 8.2.

Nothing changes. Order history, catalog, and customer data live in PrestaShop regardless of which payment gateway is active. Switching to Finix only changes how new transactions are processed.

Yes. Both are confirmed through Cybersource’s own PrestaShop developer documentation, alongside eCheck and secure tokenization.

PrestaShop 1.7.0 through 8.2. Confirm your store’s version before starting setup, since the Cybersource plugin isn’t documented for other PrestaShop releases.

Ready to switch payment processors?

Keep your PrestaShop store. Change how you get paid.

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