Approved Merchant Category Codes

Learn about the sellers and MCCs that are approved to process payments on Finix.

In the finance ecosystem, Merchant Category Codes (also known as MCCs) are used to classify businesses by the type of goods or services they provide.

For example, grocery stores, airlines, and restaurants all have different MCCs. These MCC codes get used for calculating interchange fees, authorizing payments, and preventing fraud.

The MCC of sellers get configured during onboarding; it’s important that your sellers have MCCs that match the services they're offering.

This article details the MCCs that are approved to process payments on Finix. For a list of prohibited and restricted businesses, see Prohibited and Restricted Businesses & Activities.

  • If you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email Finix Support .

Approved Merchant Category Codes

Below is a comprehensive list detailing every Merchant Category Code (MCC) code that Finix supports.

Description MCC
Veterinary Services 0742
Agricultural Cooperatives 0763
Horticultural Services/Landscaping Services 0780
General Services/Contractors - Residential and Commercial 1520
Electrical Services/Contractors 1731
Insulation – Contractors (Masonry, Stonework, Plastering, Tile Settings, etc.) 1740
Carpentry Services/Contractors 1750
Roofing - Contractors (Roofing, Sheet Metal Work, Siding, etc.) 1761
Contractors – Concrete Work 1771
Contractors – Special Trade Services (Not Elsewhere Classified) 1799
Local/Suburban Commuter Transportation (Railroads, Ferries, Local Water Transportation, etc. 4111
Ambulance Services 4119
Taxicabs and Limousines 4121
Motor Freight Carriers and Trucking - Local and Long Distance, Moving, Storage, and Local Delivery Services 4214
Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and Storage 4225
Boat Rentals and Leases 4457
Transportation Services (Not Elsewhere Classified) 4789
Telecommunication Equipment and Telephone Sales 4812
Cable, Satellite, and Other Paid Television and Radio Services 4899
Utilities (Electric, Gas, Sanitary, Water, etc.) 4900
Construction Materials (Not Elsewhere Classified) 5039
Computers, Software, Computer Equipment and Peripherals 5045
Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies 5047
Plumbing, Heating Equipment, and Supplies 5074
Industrial Supplies (Not Elsewhere Classified) 5085
Durable Goods (Not Elsewhere Classified) 5099
Uniforms, Commercial Clothing 5137
Books, Periodicals, and Newspapers 5192
Florists Supplies, Nursery Stock, and Flowers 5193
Nondurable Goods (Not Elsewhere Classified) 5199
Misc. Food Stores – Convenience Stores and Specialty Markets (Excludes: Personal Enhancement Products and/or Nutraceuticals) 5499
Automotive Parts, Accessories Stores 5533
Men’s and Boy’s Clothing and Accessories Stores 5611
Women’s Ready-to-Wear Stores 5621
Women’s Accessory and Specialty Shops 5631
Children's and Infant's Wear Stores 5641
Family Clothing Stores 5651
Sports and Riding Apparel Stores 5655
Shoe Stores 5661
Men’s, Women’s Clothing Stores 5691
Computer Software Stores 5734
Caterers 5811
Eating Places, Restaurants 5812
Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs, etc. 5813
Fast Food Restaurants 5814
Cosmetic Stores 5977
Swimming Pools – Sales, Service, and Supplies 5996
Miscellaneous and Specialty Retail Stores 5999
Insurance Sales, Underwriting, and Premiums 6300
Real Estate Agents & Managers 6513
Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified) 7011
Sporting/Recreation Camps (Excludes Nudist Camps) 7032
Barber and Beauty Shops 7230
Health and Beauty Spas 7298
Advertising Services 7311
Commercial Photography, Art and Graphics 7333
Computer Programming, Integrated Systems Design and Data Processing Services 7372
Management, Consulting, and Public Relations Services 7392
Car Washes 7542
Repair Shops and Related Services – Miscellaneous 7699
Motion Picture Theaters 7832
Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters 7941
Tourist Attractions and Exhibits 7991
Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses 7997
Miscellaneous Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges) 7999
Doctors and Physicians (Not Elsewhere Classified) 8011
Dentists, Orthodontists 8021
Osteopaths 8031
Chiropractors 8041
Optometrists and Ophthalmologists 8042
Opticians, Opticians Goods and Eyeglasses 8043
Podiatrists and Chiropodists 8049
Nursing and Personal Care Facilities 8050
Hospitals 8062
Medical and Dental Laboratories 8071
Medical Services and Health Practitioners (Not Elsewhere Classified) 8099
Legal Services and Attorneys 8111
Elementary and Secondary Schools 8211
Colleges, Junior Colleges, Universities, and Professional Schools 8220
Correspondence Schools 8241
Business and Secretarial Schools 8244
Vocational Schools and Trade Schools 8249
Schools and Educational Services (Not Elsewhere Classified) 8299
Child Care Services 8351
Charitable and Social Service Organizations - Fundraising 8398
Civic, Fraternal, and Social Associations 8641
Religious Organizations 8661
Membership Organizations (Not Elsewhere Classified) 8699
Accounting, Auditing, and Bookkeeping Services 8931
Professional Services (Not Elsewhere Classified) 8999
Fines - Government Administrative Entities 9222
Tax Payments - Government Agencies 9311
Government Services (Not Elsewhere Classified) 9399