Approved Merchant Category Codes
Learn about the sellers and MCCs that are approved to process payments on Finix.
In the finance ecosystem, Merchant Category Codes (also known as MCCs) are used to classify businesses by the type of goods or services they provide.
For example, grocery stores, airlines, and restaurants all have different MCCs. These MCC codes get used for calculating interchange fees, authorizing payments, and preventing fraud.
The MCC of sellers get configured during onboarding; it’s important that your sellers have MCCs that match the services they're offering.
This article details the MCCs that are approved to process payments on Finix. For a list of prohibited and restricted businesses, see Prohibited and Restricted Businesses & Activities.
- If you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email Finix Support .
Approved Merchant Category Codes
Below is a comprehensive list detailing every Merchant Category Code (MCC) code that Finix supports.
| Description | MCC |
|---|---|
| Veterinary Services | 0742 |
| Agricultural Cooperatives | 0763 |
| Horticultural Services/Landscaping Services | 0780 |
| General Services/Contractors - Residential and Commercial | 1520 |
| Electrical Services/Contractors | 1731 |
| Insulation – Contractors (Masonry, Stonework, Plastering, Tile Settings, etc.) | 1740 |
| Carpentry Services/Contractors | 1750 |
| Roofing - Contractors (Roofing, Sheet Metal Work, Siding, etc.) | 1761 |
| Contractors – Concrete Work | 1771 |
| Contractors – Special Trade Services (Not Elsewhere Classified) | 1799 |
| Local/Suburban Commuter Transportation (Railroads, Ferries, Local Water Transportation, etc. | 4111 |
| Ambulance Services | 4119 |
| Taxicabs and Limousines | 4121 |
| Motor Freight Carriers and Trucking - Local and Long Distance, Moving, Storage, and Local Delivery Services | 4214 |
| Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and Storage | 4225 |
| Boat Rentals and Leases | 4457 |
| Transportation Services (Not Elsewhere Classified) | 4789 |
| Telecommunication Equipment and Telephone Sales | 4812 |
| Cable, Satellite, and Other Paid Television and Radio Services | 4899 |
| Utilities (Electric, Gas, Sanitary, Water, etc.) | 4900 |
| Construction Materials (Not Elsewhere Classified) | 5039 |
| Computers, Software, Computer Equipment and Peripherals | 5045 |
| Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies | 5047 |
| Plumbing, Heating Equipment, and Supplies | 5074 |
| Industrial Supplies (Not Elsewhere Classified) | 5085 |
| Durable Goods (Not Elsewhere Classified) | 5099 |
| Uniforms, Commercial Clothing | 5137 |
| Books, Periodicals, and Newspapers | 5192 |
| Florists Supplies, Nursery Stock, and Flowers | 5193 |
| Nondurable Goods (Not Elsewhere Classified) | 5199 |
| Misc. Food Stores – Convenience Stores and Specialty Markets (Excludes: Personal Enhancement Products and/or Nutraceuticals) | 5499 |
| Automotive Parts, Accessories Stores | 5533 |
| Men’s and Boy’s Clothing and Accessories Stores | 5611 |
| Women’s Ready-to-Wear Stores | 5621 |
| Women’s Accessory and Specialty Shops | 5631 |
| Children's and Infant's Wear Stores | 5641 |
| Family Clothing Stores | 5651 |
| Sports and Riding Apparel Stores | 5655 |
| Shoe Stores | 5661 |
| Men’s, Women’s Clothing Stores | 5691 |
| Computer Software Stores | 5734 |
| Caterers | 5811 |
| Eating Places, Restaurants | 5812 |
| Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs, etc. | 5813 |
| Fast Food Restaurants | 5814 |
| Cosmetic Stores | 5977 |
| Swimming Pools – Sales, Service, and Supplies | 5996 |
| Miscellaneous and Specialty Retail Stores | 5999 |
| Insurance Sales, Underwriting, and Premiums | 6300 |
| Real Estate Agents & Managers | 6513 |
| Lodging – Hotels, Motels, Resorts, Central Reservation Services (Not Elsewhere Classified) | 7011 |
| Sporting/Recreation Camps (Excludes Nudist Camps) | 7032 |
| Barber and Beauty Shops | 7230 |
| Health and Beauty Spas | 7298 |
| Advertising Services | 7311 |
| Commercial Photography, Art and Graphics | 7333 |
| Computer Programming, Integrated Systems Design and Data Processing Services | 7372 |
| Management, Consulting, and Public Relations Services | 7392 |
| Car Washes | 7542 |
| Repair Shops and Related Services – Miscellaneous | 7699 |
| Motion Picture Theaters | 7832 |
| Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters | 7941 |
| Tourist Attractions and Exhibits | 7991 |
| Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses | 7997 |
| Miscellaneous Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges) | 7999 |
| Doctors and Physicians (Not Elsewhere Classified) | 8011 |
| Dentists, Orthodontists | 8021 |
| Osteopaths | 8031 |
| Chiropractors | 8041 |
| Optometrists and Ophthalmologists | 8042 |
| Opticians, Opticians Goods and Eyeglasses | 8043 |
| Podiatrists and Chiropodists | 8049 |
| Nursing and Personal Care Facilities | 8050 |
| Hospitals | 8062 |
| Medical and Dental Laboratories | 8071 |
| Medical Services and Health Practitioners (Not Elsewhere Classified) | 8099 |
| Legal Services and Attorneys | 8111 |
| Elementary and Secondary Schools | 8211 |
| Colleges, Junior Colleges, Universities, and Professional Schools | 8220 |
| Correspondence Schools | 8241 |
| Business and Secretarial Schools | 8244 |
| Vocational Schools and Trade Schools | 8249 |
| Schools and Educational Services (Not Elsewhere Classified) | 8299 |
| Child Care Services | 8351 |
| Charitable and Social Service Organizations - Fundraising | 8398 |
| Civic, Fraternal, and Social Associations | 8641 |
| Religious Organizations | 8661 |
| Membership Organizations (Not Elsewhere Classified) | 8699 |
| Accounting, Auditing, and Bookkeeping Services | 8931 |
| Professional Services (Not Elsewhere Classified) | 8999 |
| Fines - Government Administrative Entities | 9222 |
| Tax Payments - Government Agencies | 9311 |
| Government Services (Not Elsewhere Classified) | 9399 |