Approved Merchant Category Codes

Learn about the sellers and MCCs that are approved to process payments on Finix.

In the finance ecosystem, Merchant Category Codes (also known as MCCs) are used to classify businesses by the type of goods or services they provide.

For example, grocery stores, airlines, and restaurants all have different MCCs. These MCC codes get used for calculating interchange fees, authorizing payments, and preventing fraud.

The MCC of sellers get configured during onboarding; it’s important that your sellers have MCCs that match the services they're offering.

This article details the MCCs that are approved to process payments on Finix. For a list of prohibited and restricted businesses, see Prohibited and Restricted Businesses & Activities.

  • If you have any questions about whether Finix can support your business, please reach out to your Finix point of contact or email Finix Support .

Approved Merchant Category Codes

Below is a comprehensive list detailing every Merchant Category Code (MCC) code that Finix supports.

MCC Description
742 Veterinary Services
763 Agricultural Co Operatives
780 Horticultural Services / Landscaping Services
1520 General Contractors-Residential and Commercial
1711 Air Conditioning Contractors – Sales and Installation / Heating Contractors – Sales, Service, Installation
1731 Electrical Contractors
1740 Insulation – Contractors / Plastering Contractors / Masonry, Stonework Contractors / Stonework and Masonry Contractors / Tile Settings Contractors
1750 Carpentry Contractors
1761 Roofing - Contractors / Sheet Metal Work - Contractors / Siding - Contractors
1771 Contractors – Concrete Work
1799 Contractors – Special Trade, Not Elsewhere Classified
2741 Miscellaneous Publishing and Printing
2842 Specialty cleaning and sanitation services.
4111 Local/Suburban Commuter Passenger Transportation - Railroads, Feries, Local Water Transportation
4119 Ambulance Services
4121 Taxicabs and Limosines
4214 Delivery Services – Local / Freight Carriers / Motor Freight Carriers / Moving and Storage Companies / Trucking - Local/Long Distance
4225 Storage / Warehousing, Public
4457 Boat Rentals and Leases
4468 Marinas, Marine Service, and Supplies
4582 Flying Fields
4789 Transportation Services, Not elsewhere classified)
4812 Telecommunications Equipment including telephone sales
4899 Cable and other pay television (previously Cable Services)
4900 Electric, Gas, Sanitary and Water Utilities
5013 Motor vehicle supplies and new parts
5021 Office and Commercial Furniture
5039 Construction Materials, Not Elsewhere Classified
5044 Office, Photographic, Photocopy, and Microfilm Equipment
5045 Computers, Computer Peripheral Equipment, Software
5046 Commercial Equipment, Not Elsewhere Classified
5047 Medical, Dental Ophthalmic, Hospital Equipment and Supplies
5065 Electrical Parts and Equipment
5072 Hardware Equipment and Supplies
5074 Plumbing and Heating Equipment and Supplies
5085 Industrial Supplies, Not Elsewhere Classified
5094 Precious Stones and Metals, Watches and Jewelry
5099 Durable Goods, Not Elsewhere Classified
5111 Stationery, Office Supplies, Printing, and Writing Paper
5122 Drugs, Drug Proprietors and Druggist's Sundries (CP)
5131 Piece Goods, Notions, and other Dry Goods
5137 Men’s Women’s and Children’s Uniforms and Commercial Clothing
5139 Commercial Footwear
5169 Chemicals and Allied Products, Not Elsewhere Classified
5172 Petroleum and Petroleum Products
5192 Books, Periodicals, and Newspapers
5193 Florists’ Supplies, Nursery Stock and Flowers
5198 Paints, Varnishes, and Supplies
5199 Non-durable Goods, Not Elsewhere Classified
5200 Home Supply Warehouse Stores
5211 Lumber and Building Materials Stores
5231 Glass Stores / Paint and Wallpaper Stores / Wallpaper Stores
5251 Hardware Stores
5261 Nurseries – Lawn and Garden Supply Store
5300 Wholesale Clubs
5309 Duty Free Store
5310 Discount Stores
5311 Department Stores
5331 Variety Stores
5399 Misc. General Merchandise
5411 Grocery Stores / Supermarkets
5422 Freezer and Locker Meat Provisioners / Meat Privisioneres - Freezer and Locker
5441 Candy Stores / Confectionary Stores / Nut Stores
5451 Dairy Products Stores
5462 Bakeries
5499 Misc. Food Stores – Convenience Stores and Specialty Markets (EXCLUDING: Personal Enhancement Products and/or Nutraceuticals)
5511 Car and Truck Dealers (New and Used) Sales, Service, Repairs, Parts and Leasing
5521 Autombile and Truck Dealers (Used Only)
5532 Automotive Tire Stores
5533 Automotive Parts, Accessories Stores
5541 Service Stations (with or without ancillary services)
5551 Boat Dealers
5561 Recreational and Utility Trailers, Camp Dealers
5571 Motorcycle Dealers
5599 Miscellaneous Auto Dealers
5611 Men’s and Boy’s Clothing and Accessories Stores
5621 Women’s Ready-to-Wear Stores
5631 Women’s Accessory and Specialty Shops
5641 Children’s and Infant’s Wear Stores
5651 Family Clothing Stores
5655 Sports Apparel, Riding Apparel Stores
5661 Shoe Stores
5681 Furriers and Fur Shops
5690 Direct Marketing – Insurance Services
5691 Men’s and Women’s Clothing Stores
5697 Tailors, Seamstress, Mending, and Alterations
5698 Wig and Toupee Stores
5699 Miscellaneous Apparel and Accessory Shops
5712 Furniture, Home Furnishings, and Equipment Stores, Except Appliances
5713 Floor Covering Stores
5714 Drapery, Window Covering and Upholstery Stores
5718 Fireplace, Fireplace Screens, and Accessories Stores
5719 Miscellaneous Home Furnishing Specialty Stores
5722 Household Appliance Stores
5732 Electronic Sales
5733 Music Stores, Musical Instruments, Piano Sheet Music
5734 Computer Software Stores
5735 Record Shops
5811 Caterers
5812 Eating places and Restaurants; includes food delivery
5813 Drinking Places (Alcoholic Beverages), Bars, Taverns, Cocktail lounges, Nightclubs and Discotheques
5814 Fast Food Restaurants; includes food delivery
5817 Digital Goods: Applications (Excludes Games)
5832 Antique Shops – Sales, Repairs, and Restoration Services
5912 Drug Stores and Pharmacies (CP)
5921 Package Stores – Beer, Wine, and Liquor (in person and MOTO / Internet)
5931 Used Merchandise and Secondhand Stores
5932 Antique Shops
5940 Bicycle Shops – Sales and Service
5941 Sporting Goods Stores
5942 Book Stores
5943 Stationery Stores, Office and School Supply Stores
5944 Watch, Clock, Jewelry, and Silverware Stores
5945 Hobby, Toy, and Game Shops
5946 Camera and Photographic Supply Stores
5947 Card Shops, Gift, Novelty, and Souvenir Shops
5948 Luggage and Leather Goods Stores
5949 Sewing, Needle, Fabric, and Peice Goods Stores
5950 Glassware/Crystal Stores
5964 Direct Marketing - Catalog Merchant
5970 Artist’s Supply and Craft Shops
5971 Art Dealers and Galleries
5973 Religious Goods Stores
5975 Hearing Aids – Sales, Service, and Supply Stores
5976 Orthopedic Goods Prosthetic Devices
5977 Cosmetic Stores
5983 Fuel – Fuel Oil, Wood, Coal, Liquefied Petroleum
5992 Florists
5995 Pet Shops, Pet Foods, and Supplies Stores (CP , CNP)
5996 Swimming Pools – Sales, Service, and Supplies
5997 Electric Razor Stores – Sales and Service
5998 Tent and Awning Shops
5999 Miscellaneous and Specialty Retail Stores
6300 Insurance Sales, Underwriting, and Premiums
6513 Real Estate Agents & Managers
7011 Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified)
7032 Sporting and Recreational Camps (EXCLUDING Nudist Camps)
7033 Trailer Parks and Camp Grounds
7210 Laundry, Cleaning, and Garment Services
7211 Laundries
7216 Dry Cleaners
7217 Carpet and Upholstery Cleaning
7221 Photographic Studios
7230 Barber and Beauty Shops
7251 Shoe Repair/Hat Cleaning
7261 Funeral Service and Crematories
7276 Tax Preparation Service
7277 Counseling Service - Marriage, Personal
7298 Health and Beauty Spas
7299 Miscellaneous General Services
7311 Advertising Services
7332 Blueprinting and Photocopying Services
7333 Commercial Photography, Art and Graphics
7338 Quick Copy, Repro, and Blueprint
7342 Exterminating & Disinfecting Services
7349 Cleaning and Maintenance, Janitorial Services
7361 Employment Agencies, Temporary Help Services
7372 Computer Programming, Integrated Systems Design and Data Processing Services
7375 Information Retrieval Services
7379 Computer Maintenance and Repair Services, Not Elsewhere Classified
7392 Management, Consulting, and Public Relations Services
7393 Detective Agencies, Protective and Security Services – Including Armored Cars and Guard Dogs
7394 Equipment Rental and Leasing Services, Tool Rental, Furniture Rental, and Appliance Rental
7399 Business Services, Not Elsewhere Classified; Event Planning and Management
7519 Recreational Vehicle Rentals
7531 Automotive Body Repair Shops
7534 Tire Re-treading and Repair Shops
7538 Automotive Service Shops (Non Dealer)
7542 Car Washes
7549 Towing Services
7622 Electronics Repair Shops
7623 Air Conditioning and Refrigeration Repair Shops
7629 Electrical And Small Appliance Repair Shops
7631 Watch/Jewelry Repair
7641 Furniture, Furniture Repair, and Furniture Refinishing
7699 Repair Shops and Related Services –Miscellaneous
7829 Motiion Pictures and Video Tape Production and Distribution
7832 Motion Picture Theaters
7911 Dance Halls, Studios and Schools
7922 Theatrical Producers (Except Motion Pictures), Ticket Agencies
7941 Commercial Sports, Athletic Fields, Professional Sport Clubs, and Sport Promoters; Sports arena and Stadium Management
7991 Tourist Attractions and Exhibits
7992 Golf Courses - Public
7993 Video Amusement Game Supplies
7994 Video Game Arcades/Establishments
7996 Amusement Parks, Carnivals, Circuses, Fortune Tellers
7997 Membership Clubs (Sports, Recreation, Athletic), Country Clubs, and Private Golf Courses
7999 Recreation Services (Not Elsewhere Classified) (EXCLUDES Shooting Ranges)
8011 Doctors and Physicians (Not Elsewhere Classified)
8021 Dentists and Orthodontists
8031 Osteopaths
8041 Chiropractors
8042 Optometrists and Ophthalmologists
8043 Opticians, Opticians Goods and Eyeglasses
8049 Podiatrists and Chiropodists
8050 Nursing and Personal Care Facilities; Home Healthcare
8062 Hospitals
8071 Medical and Dental Laboratories
8099 Medical Services and Health Practitioners (Not Elsewhere Classified)
8111 Legal Services and Attorneys
8211 Elementary and Secondary Schools
8220 Colleges, Junior Colleges, Universities, and Professional Schools
8241 Correspondence Schools
8244 Business and Secretarial Schools
8249 Vocational Schools and Trade Schools
8299 Schools and Educational Services ( Not Elsewhere Classified)
8351 Child Care Services
8398 Charitable and Social Service Organizations
8641 Civic, Fraternal, and Social Associations
8661 Religious Organizations
8699 Membership Organizations ( Not Elsewhere Classified)
8734 Testing Laboratories
8911 Architectural – Engineering and Surveying Services
8931 Accounting, Auditing, and Bookkeeping Services
8999 Professional Services ( Not Elsewhere Defined)
9222 Fines
9311 Tax Payments
9399 Government Services (Not Elsewhere Classified)