When you sign up for Finix, you get a pair of credentials that you use to set up your Finix Dashboard and/or create requests with Finix's API. Due to the sensitive nature of these credentials, access is tightly controlled.
Users have three potential roles in Finix, which provide different levels of access:
Access to all Applications and Merchant data (Finix Core Only).
Access every permission for any Application created with the ROLE_PLATFORM credentials (e.g., Create a Sale, Identity, Reversal, Payment Instrument, etc.).
Users can create Applications, Merchants and assign ROLE_PARTNER and ROLE_MERCHANT credentials.
ROLE_PLATFORM credentials are Finix's highest level of access; ROLE_PLATFORM users can see and manage almost everything.
Access to the data of one Application and that application’s Merchant data (i.e., Merchants created under the Application).
Access to ROLE_MERCHANT permissions for any Merchant created under the Application (e.g., Create a Sale, Identity, Reversal, Payment Instrument, etc.).
Users can create Merchants and assign ROLE_MERCHANT credentials.
ROLE_PARTNER credentials are the highest level of access available for Finix Flex customers; ROLE_PARTNER credentials enable you to investigate any issues that can come up when processing a Merchants payments.
Access to the data of one Merchant.
Freely use Finix's API with one Merchant (e.g., Create a Sale, Identity, Reversal, Payment Instrument, etc.).
ROLE_MERCHANT credentials are for your sellers; Merchants who use your platform to connect with buyers.
Finix ROLE_PLATFORM credentials have the highest levels of access and offer the most customization. However, more developer work is involved, and ROLE_PLATFORM users are held liable for more responsibilities like approving Settlements.