Integration Checklist

An integration checklist is a list of the key aspects of an integration. Completing the checklist ensures your implementation is complete and you will successfully run a payment platform.

The checklist has the following key categories:

• Account
• Onboarding
• Process Payments
• Payouts and Fee collection
• Additional Technical Requirements

We perform a certification for your sandbox and live environment. The certification process uses the integration checklist but is structured by scenarios.

Account and Login

• Understand Finix's account structure and have your Application's id.
• You need access to the Finix Dashboard.

Onboarding

You need to be able to handle Onboarding the sellers and service providers you sign up onto Finix, including failure flows and Onboarding Rejections:

• Understand the Seller Onboarding Process
• Depending on your onboarding integration, you need to follow:
  • Onboarding Form checklist
  • Onboarding With the API checklist

Onboarding Forms

Onboarding Forms manages the initial creation of resources. Your integration needs to be able to handle onboarding rejections.

1. Create an Onboarding Form.
2. Redirect users to link.
3. Retrieve the created Identity, Merchant , Payment Instrument.
4. Handle onboarding rejections.

Onboarding With the API

Onboarding with the API means your integration has to handle all aspects of onboarding.

1. Create an Identity for you seller.
2. Create associated Identity for additional owners or control persons.
3. Tokenize the seller's bank account
4. Verify seller by creating a Merchant .
5. Handle onboarding rejections.

Process Payments

Any integration needs to be able to make payments.

Depending on your payment methods you want to support, your integration needs to handle different flows:

• Card
• Apple Pay
• Google Pay
• ACH (eCheck)

All integrations need to handle:

• Refunding a payment.
• Manage Disputes.
• Implement Fraud Detection.

Card payments

1. Create an Identity for a buyer.
2. Tokenize card details with Hosted Tokenization.
3. Make a payment by creating a Transfer.
   • Alternatively, make a separate authorization and capture.
4. Handle failed payments and their failure_codes.

Raw card payments

If you're fully PCI DSS compliant and want to handle raw card data:

• Tokenize card details with Raw Card data.

Apple Pay Payments

• Successfully perform an Apple Pay Payment with either:
  • Apple Pay on Web
  • Apple Pay on iOS

Google Pay Payments

• Successfully perform a Google Pay Payment with either:
  • Google Pay on Web
  • Google Pay on Android

ACH (eCheck) Payments

• Successfully perform an ACH (eCheck) Payment.

Payout and Fee Collection

You need to be able to payout your sellers and collect fees:

• Understand how Settlements and payouts work in Finix.
• Display the history of settlement and payouts to sellers.

Technical Considerations

A complete technical integration includes the following:

1. Create an API Key
2. Create a webhook endpoint
   • Accept webhook events